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Implant Insurance & Financing - Philadelphia, PA

You Deserve Affordable Dentistry Delivered with Clinical Excellence

michael filling and partial

Insurance Coverage Should Not be a Barrier to Getting Top-Quality Dental Care

Universal Dentistry was founded on the philosophy that no one should have to forgo essential dental care if they don’t have dental insurance, nor let annual benefit maximums dictate when they visit the dentist when they do have insurance. Through the years, we’ve worked hard to educate people that dental insurance companies can’t possibly determine what’s needed to properly treat and diagnose people. Sadly, too many people live with tooth loss and severe conditions like periodontitis due to the misconception that if insurance doesn’t provide coverage, it shouldn’t be done.

Dental insurance has evolved over the years, with many plans now offering reduced benefits and higher out-of-pocket costs. To make high-quality dental care more accessible, we proudly accept Kleer dental insurance. We also partner with top-rated dental financing companies to ensure our affordable services are even more budget-friendly. With Kleer and our flexible payment options, you can receive the exceptional care you deserve—without letting traditional insurance limitations hold you back!

Our Payment and Financing Options

Cash, Checks, or Credit Cards

You can pay for dental services using cash or personal checks. We also accept most major credits. You’ll enjoy incredibly low prices without worrying about limited insurance coverage running out and waiting until next year to get work done!

patient paying for dental work with credit card or care credit

Kleer Dental Membership

Kleer is a dental membership plan designed as an alternative to traditional dental insurance, offering you and your family a transparent and affordable way to access dental care. Unlike traditional insurance, patients pay their monthly or annual membership fees directly to our team at Universal Dentistry, eliminating the middleman. Our Kleer membership plan typically includes preventative care such as routine cleanings, exams, x-rays, and discounted rates on additional treatments like fillings or crowns.

Kleer plans have no deductibles or copays, providing a straightforward and predictable cost structure that encourages regular dental visits. With Kleer, you and your family can enjoy affordable care and improved access to essential dental services!

CareCredit

CareCredit dental is a long-established company with short-term and extended payment plans, making it an optimal choice for dental implant financing in Philadelphia, PA. CareCredit can help you pay for everything from cosmetic dentistry to our full range of implant options. Shorter-term, no-interest financing options between six and 24 months are available if you don’t miss any payments and pay the total amount by the end of the term.

For longer terms, CareCredit offers a wide array of dental financing options at competitive rates, ideal for costlier procedures such as full mouth reconstruction. Visit www.carecredit.com or call 1-800-677-0718 for more information.

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Proceed Finance

Proceed Finance strives to make transformative treatment possible by providing dental financing with long-term and competitive rates that help make affordable dental care a reality for more people. You can prequalify instantly without affecting your credit score, and they cover nearly 75% of recognized credit score ratings.

Proceed Finance offers a simple application process, no hidden fees, easy-to-understand terms, no penalties for early repayment, and loans ranging from $2,500 to $75,000, making them a perfect choice for full mouth dental implant. Visit www.proceedfinance.com or call 844-272-7587 for more information

LendingClub Patient Solutions

LendingClub Patient Solutions offers transparent payment plans, an easy submission process, and prequalification without impacting your credit score. You can choose loan amounts of $500 to $65,000 from six to 84 months, and APRs starting at 3.99% and up to 30.99%, as well as no-interest financing.

Once approved, they pay our practice directly so you can proceed with the necessary restorative and cosmetic dental care. LendingClub provides flexible dental financing for restorative procedures like dental crowns and bridges. Visit www.lendingclub.com or call 1-888-596-3157 for more information.

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Sunbit

In June 2021, Sunbit launched a buy now, pay later solution created specifically for the dental industry. Restoring your smile without worrying about costs lets you quickly get your smile and life back on track without stress. The paperless, online application process is simple and can be completed in as little as 30 seconds.

Sunbit doesn’t require a hard credit check and has an approval rate of about 85%. Loan amounts between $50 and $20,000 are available with six to 72-month terms. Visit www.sunbit.comor call 1-855-678-6248 for more information.

Make Your Oral Health a Priority!

Contact our team today to learn more about our affordable dental financing options.