Financing at Universal Dentistry in Cherry Hill, NJ

At Universal Dentistry in Cherry Hill, we believe that cost should never be a barrier to quality dental care. That’s why we’ve built our practice around transparent pricing, flexible payment options, and a fee-for-service model that prioritizes your health and budget.

Fee-for-Service Dentistry: A Smarter Approach to Care

woman smiling during her visit to Universal Dentistry in Cherry Hill, NJAs a fee-for-service (FFS) dental practice, we are free to recommend treatment based solely on what’s best for you. Unlike traditional insurance-driven offices, we are not limited by annual maximums, pre-authorizations, or restricted treatment options.

Many patients assume that not using insurance means higher costs, but the opposite is often true. Because our fees are significantly lower than traditional practices, patients frequently save money on the treatments they need, especially for larger or more complex procedures that exceed insurance annual limits. Once those limits are reached, insurance-based offices often charge full rates, while our lower fees remain consistent and affordable.

Flexible Financing Options

To make dental care accessible for every budget, Universal Dentistry proudly partners with several trusted financing providers, including:

These financing options allow you to break treatment costs into manageable monthly payments, often with low or no-interest financing plans available. Our team will help you compare options and choose the plan that works best for your financial situation.

Transparent Pricing & Personalized Treatment Planning

We believe in clear communication and honest pricing. Before any treatment begins, you’ll receive a full explanation of your recommended care, associated costs, and available payment options. If you have a budget in mind, we can work with you to prioritize treatment, explore alternatives, or phase care over time.

Our goal is to help you receive the care you need – with comfort and confidence, and without surprises.

Care for Patients With or Without Insurance

man smiling during his dental care at Universal Dentistry in Cherry Hill, NJWhile we are fee-for-service, we are happy to work with patients who have dental insurance. Our team will assist with benefit verification and help you understand how your insurance may apply. Many patients ultimately discover that our affordable fees and financing options make treatment more accessible than relying on insurance alone.

Affordable Care That Puts Patients First

At Universal Dentistry in Cherry Hill, affordability is part of our mission. We are deeply committed to serving underserved populations and ensuring that high-quality dental care is available to everyone in our community.

Ready to learn more about your financing options? If you have questions about payment plans, financing approvals, or the fee-for-service model, our team is here to help. Contact Universal Dentistry in Cherry Hill today to learn more about financing and take the next step toward a healthy, confident smile.

Mon - Thurs:
8 am - 5 pm
Fri:
8 am - 5 pm*
*We are open the 3rd Friday of each month.
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(215) 642-6810

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    Office Hours

    Mon - Thurs:
    8 am - 5 pm
    Fri:
    8 am - 5 pm*
    *We are open the 3rd Friday of each month.

    Contact Us

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