{"id":39,"date":"2026-01-12T05:09:06","date_gmt":"2026-01-12T05:09:06","guid":{"rendered":"https:\/\/fgcontent.wpengine.com\/universaldentistryspringfield\/?page_id=39"},"modified":"2026-01-28T22:19:21","modified_gmt":"2026-01-29T03:19:21","slug":"dental-financing","status":"publish","type":"page","link":"https:\/\/www.universaldentistry.net\/springfield-pa\/new-patients\/dental-financing\/","title":{"rendered":"Dental Financing"},"content":{"rendered":"

At Universal Dentistry<\/a> in Springfield, we believe that cost should never stand in the way of quality dental care. As a fee-for-service practice, we\u2019re able to offer lower, more transparent pricing and a wide range of flexible financing options to help patients receive the care they need\u2014on their terms.<\/p>\n

Many patients are surprised to learn that our fees are often 40\u201360% lower than traditional dental offices, and in many cases, less expensive than using insurance, especially for more extensive treatment.<\/p>\n

What Does Fee-For-Service Mean for You?<\/h2>\n

\"womanBeing a fee-for-service practice allows us to focus on what\u2019s best for your health, not what an insurance company dictates. Instead of inflated prices and limited coverage, we offer straightforward pricing and flexible payment solutions.<\/p>\n

For our patients<\/a> who need treatment that exceeds an insurance annual maximum, our lower fees can be significantly more cost-effective than traditional practices that charge full rates once insurance benefits are maxed out. This approach allows patients to complete needed care without delays or financial strain.<\/p>\n

Our Flexible Financing Options<\/h2>\n

To make care accessible for every patient, we partner with several trusted third-party financing providers, including:<\/p>\n