At Universal Dentistry in Springfield, we believe that cost should never stand in the way of quality dental care. As a fee-for-service practice, we’re able to offer lower, more transparent pricing and a wide range of flexible financing options to help patients receive the care they need—on their terms.
Many patients are surprised to learn that our fees are often 40–60% lower than traditional dental offices, and in many cases, less expensive than using insurance, especially for more extensive treatment.
What Does Fee-For-Service Mean for You?

For our patients who need treatment that exceeds an insurance annual maximum, our lower fees can be significantly more cost-effective than traditional practices that charge full rates once insurance benefits are maxed out. This approach allows patients to complete needed care without delays or financial strain.
Our Flexible Financing Options
To make care accessible for every patient, we partner with several trusted third-party financing providers, including:
These options offer low monthly payments, fast approvals, and plans that fit a variety of budgets. Our team is happy to help you explore financing options and find a solution that works for you.
Affordable Care Without Insurance

Learn More About Affordable Dentistry in Springfield
We are proud to serve a diverse community and are deeply committed to working with underserved populations. By offering lower fees, flexible financing, and compassionate care, we help patients move forward with treatment confidently and comfortably.
Your oral health is an investment, and we’re here to make it manageable. Contact Universal Dentistry in Springfield today to learn more about our financing options or to schedule your appointment.
Insist on Quality. Insist on Affordability. Insist on Universal Dentistry.