At Universal Dentistry in North Wales, we believe cost should never stand between you and the dental care you need. That’s why we offer multiple flexible financing options and transparent pricing, so you can move forward with treatment confidently, comfortably, and on your terms. Our goal is simple: high-quality dentistry that fits real lives and real budgets.
A Smarter Approach Than Traditional Insurance
Universal Dentistry is a fee-for-service (FFS) practice, which allows us to keep our fees 40-60% lower than many traditional dental offices. While some patients assume they shouldn’t visit a fee-for-service dentist if they have insurance, the reality is often the opposite.
For patients needing extensive dental work, insurance annual maximums are frequently reached very quickly. Once that happens, many traditional practices begin charging full, higher rates, leaving patients with significant out-of-pocket costs.
Because our fees are already lower, many of our patients find that receiving care at Universal Dentistry is more affordable than using insurance elsewhere, especially for larger treatment plans like dental crowns, periodontal care, dentures, implants, or All-on-4® dental implants.
Financing Options Designed for Real Life
To make your care even more accessible, Universal Dentistry in North Wales partners with trusted third-party lenders to offer flexible financing plans, including:
These options may include low or no-interest plans, extended payment terms, and quick approval processes, allowing you to start treatment without delay. Our team is always happy to walk you through each option and help you choose the plan that works best for your needs.
Transparent Pricing. No Pressure.
We take pride in being upfront and honest about costs. Before any treatment begins, you’ll receive a clear explanation of fees, financing options, and expected outcomes, so there are no surprises.
Whether you’re paying out of pocket, using insurance benefits, or financing your care, our focus is on helping you make informed, pressure-free decisions.
Care for Every Budget

Let’s Talk About Your Options
If you have questions about financing, insurance, or affordability, we’re here to help. Contact Universal Dentistry in North Wales, PA today to explore your options for financing the care you need!