{"id":16684,"date":"2026-01-12T16:10:44","date_gmt":"2026-01-12T16:10:44","guid":{"rendered":"https:\/\/fgcontent.wpengine.com\/universaldentistrycherryhill\/?page_id=9"},"modified":"2026-02-05T09:09:04","modified_gmt":"2026-02-05T14:09:04","slug":"dental-financing","status":"publish","type":"page","link":"https:\/\/www.universaldentistry.net\/cherry-hill-nj\/new-patients\/dental-financing\/","title":{"rendered":"Dental Financing"},"content":{"rendered":"<p>At <a href=\"\/cherry-hill-nj\/\">Universal Dentistry<\/a> in Cherry Hill, we believe that cost should never be a barrier to quality dental care. That\u2019s why we\u2019ve built our practice around transparent pricing, flexible payment options, and a fee-for-service model that prioritizes your health and budget.<\/p>\n<h2>Fee-for-Service Dentistry: A Smarter Approach to Care<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-16731 size-full\" src=\"https:\/\/www.universaldentistry.net\/cherry-hill-nj\/wp-content\/uploads\/sites\/8\/2026\/01\/dental-financing-cherry-hill-nj-dentist.jpeg\" alt=\"woman smiling during her visit to Universal Dentistry in Cherry Hill, NJ\" width=\"400\" height=\"267\" \/>As a fee-for-service (FFS) dental practice, we are free to recommend treatment based solely on what\u2019s best for you. Unlike traditional insurance-driven offices, we are not limited by annual maximums, pre-authorizations, or restricted treatment options.<\/p>\n<p>Many <a href=\"\/cherry-hill-nj\/new-patients\/\">patients<\/a> assume that not using insurance means higher costs, but the opposite is often true. Because our fees are significantly lower than traditional practices, patients frequently save money on the treatments they need, especially for larger or more complex procedures that exceed insurance annual limits. Once those limits are reached, insurance-based offices often charge full rates, while our lower fees remain consistent and affordable.<\/p>\n<h2>Flexible Financing Options<\/h2>\n<p>To make dental care accessible for every budget, Universal Dentistry proudly partners with several trusted financing providers, including:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.carecredit.com\/apply\/\" target=\"_blank\" rel=\"noopener\">CareCredit\u00ae<\/a><\/li>\n<li><a href=\"https:\/\/www.lendingclub.com\/\" target=\"_blank\" rel=\"noopener\">LendingClub\u00ae<\/a><\/li>\n<li><a href=\"https:\/\/sunbit.com\/\" target=\"_blank\" rel=\"noopener\">Sunbit<\/a><a href=\"https:\/\/www.lendingclub.com\/\" target=\"_blank\" rel=\"noopener\">\u00ae<\/a><\/li>\n<li><a href=\"https:\/\/goalphaeon.com\/\" target=\"_blank\" rel=\"noopener\">Alphaeon\u00ae<\/a><\/li>\n<\/ul>\n<p>These financing options allow you to break treatment costs into manageable monthly payments, often with low or no-interest financing plans available. Our team will help you compare options and choose the plan that works best for your financial situation.<\/p>\n<h2>Transparent Pricing &amp; Personalized Treatment Planning<\/h2>\n<p>We believe in clear communication and honest pricing. Before any treatment begins, you\u2019ll receive a full explanation of your recommended care, associated costs, and available payment options. If you have a budget in mind, we can work with you to prioritize treatment, explore alternatives, or phase care over time.<\/p>\n<p>Our goal is to help you receive the care you need \u2013 with comfort and confidence, and without surprises.<\/p>\n<h2>Care for Patients With or Without Insurance<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-16732 size-full\" src=\"https:\/\/www.universaldentistry.net\/cherry-hill-nj\/wp-content\/uploads\/sites\/8\/2026\/01\/cherry-hill-nj-dentist-dental-financing.jpeg\" alt=\"man smiling during his dental care at Universal Dentistry in Cherry Hill, NJ\" width=\"400\" height=\"462\" \/>While we are fee-for-service, we are happy to work with patients who have dental insurance. Our team will assist with benefit verification and help you understand how your insurance may apply. Many patients ultimately discover that our affordable fees and financing options make treatment more accessible than relying on insurance alone.<\/p>\n<h3>Affordable Care That Puts Patients First<\/h3>\n<p>At Universal Dentistry in Cherry Hill, affordability is part of our mission. We are deeply committed to <a href=\"\/cherry-hill-nj\/about-us\/community-involvement\/\">serving underserved populations<\/a> and ensuring that high-quality dental care is available to everyone in our community.<\/p>\n<p>Ready to learn more about your financing options? If you have questions about payment plans, financing approvals, or the fee-for-service model, our team is here to help. <a href=\"tel:+1-215-642-6810\">Contact Universal Dentistry in Cherry Hill today<\/a> to learn more about financing and take the next step toward a healthy, confident smile.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Universal Dentistry in Cherry Hill, we believe that cost should never be a barrier to quality dental care. That\u2019s why we\u2019ve built our practice around transparent pricing, flexible payment options, and a fee-for-service model that prioritizes your health and budget. Fee-for-Service Dentistry: A Smarter Approach to Care As a fee-for-service (FFS) dental practice, we...<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":16683,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-16684","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Financing - Universal Dentistry - Cherry Hill, NJ<\/title>\n<meta name=\"description\" content=\"Our practice is built around transparent pricing, flexible payment options, and a payment model that prioritizes your health and budget.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.universaldentistry.net\/cherry-hill-nj\/new-patients\/dental-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Financing - 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