{"id":16678,"date":"2026-01-07T19:39:03","date_gmt":"2026-01-07T19:39:03","guid":{"rendered":"https:\/\/fgcontent.wpengine.com\/universaldentistryabington\/?page_id=10"},"modified":"2026-01-16T06:54:11","modified_gmt":"2026-01-16T11:54:11","slug":"dental-financing","status":"publish","type":"page","link":"https:\/\/www.universaldentistry.net\/abington-pa\/new-patients\/dental-financing\/","title":{"rendered":"Dental Financing"},"content":{"rendered":"<p>At <a href=\"tel:+1-215-642-6807\">Universal Dentistry<\/a> in Abington, PA, we believe financial concerns should never stand in the way of receiving the dental care you need. That\u2019s why we\u2019ve built our practice around transparent pricing, lower fees, and flexible financing options, so patients can move forward with confidence, comfort, and clarity.<\/p>\n<p>Whether you have insurance or not, our team is here to help you find a payment solution that fits your budget and your life.<\/p>\n<h2>A Different Approach to Dental Costs<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-16733 size-full\" src=\"https:\/\/www.universaldentistry.net\/abington-pa\/wp-content\/uploads\/sites\/2\/2026\/01\/abington-pa-dentist-dental-financing.jpeg\" alt=\"woman calculating her finances\" width=\"400\" height=\"267\" \/>Universal Dentistry is a fee-for-service (FFS) practice, which means we are not restricted by insurance pricing models. Instead, we\u2019re able to keep our fees intentionally lower, often 40\u201360% less than traditional dental offices.<\/p>\n<p>Many dental insurance plans have low annual maximums. Once those limits are reached, <a href=\"\/abington-pa\/new-patients\/\">our patients<\/a> are typically responsible for full fees at most practices. Because our pricing starts lower, patients who need more involved treatment, such as <a href=\"\/abington-pa\/our-services\/restorative-dentistry\/dental-crowns\/\">crowns<\/a>, <a href=\"\/abington-pa\/our-services\/restorative-dentistry\/dental-implants\/\">implants<\/a>, <a href=\"\/abington-pa\/our-services\/periodontal-treatment\/\">periodontal care<\/a>, <a href=\"\/abington-pa\/our-services\/restorative-dentistry\/dentures\/\">dentures<\/a>, or <a href=\"\/abington-pa\/our-services\/restorative-dentistry\/dental-implants\/all-on-4-implants\/\">full-arch restorations<\/a>, often pay less overall at Universal Dentistry, even without insurance. Our goal is simple: fair pricing, no surprises, and real options for every patient.<\/p>\n<h2>Insurance Patients Are Welcome<\/h2>\n<p>If you have dental insurance, our team will still help you maximize your benefits and clearly explain how your plan applies to your treatment. For patients who exceed their annual insurance maximum, or whose plans offer limited coverage, our lower fees and financing options often make treatment more affordable than expected.<\/p>\n<h2>Financing That Works for You<\/h2>\n<p>At Universal Dentistry, we offer multiple trusted financing partners to make dental care more manageable and accessible. These options allow you to spread the cost of treatment over time with predictable monthly payments. Our financing partners include:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.lendingclub.com\/\" target=\"_blank\" rel=\"noopener\">LendingClub\u00ae<\/a><\/li>\n<li><a href=\"https:\/\/goalphaeon.com\/\" target=\"_blank\" rel=\"noopener\">Alphaeon\u00ae Credit<\/a><\/li>\n<li><a href=\"https:\/\/sunbit.com\/\" target=\"_blank\" rel=\"noopener\">Sunbit<\/a><\/li>\n<li><a href=\"https:\/\/www.carecredit.com\/apply\/\" target=\"_blank\" rel=\"noopener\">CareCredit\u00ae<\/a><\/li>\n<\/ul>\n<p>Each option offers different terms and approval criteria, allowing us to help patients with a wide range of financial situations. Our knowledgeable team will walk you through the available choices and help you select the option that best fits your needs.<\/p>\n<h2>Apply Before Your Appointment<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-16732 size-full\" src=\"https:\/\/www.universaldentistry.net\/abington-pa\/wp-content\/uploads\/sites\/2\/2026\/01\/dental-financing-abington-pa-dentist.jpeg\" alt=\"couple smiling after their appointment at Universal Dentistry in Abington, PA\" width=\"400\" height=\"267\" \/>To make your visit as smooth and stress-free as possible, many of <a href=\"\/abington-pa\/new-patients\/\">our patients<\/a> choose to apply for financing before their appointment. This allows you to understand your payment options ahead of time and focus on your care when you arrive. Our team is always available to answer questions and help guide you through the application process.<\/p>\n<h3>Discover Stress-Free Dental Financial Solutions<\/h3>\n<p>Our Abington dental team proudly serves patients from all walks of life, including those who have postponed care due to cost concerns. There is no judgment here, just honest conversations, flexible solutions, and a team that is genuinely here for you.<\/p>\n<p>Ready to take the next step for a healthier smile? <a href=\"tel:+1-215-642-6807\">Contact us today<\/a> to learn more about your financing options in Abington!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Universal Dentistry in Abington, PA, we believe financial concerns should never stand in the way of receiving the dental care you need. That\u2019s why we\u2019ve built our practice around transparent pricing, lower fees, and flexible financing options, so patients can move forward with confidence, comfort, and clarity. Whether you have insurance or not, our...<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":47,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-16678","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Financing - Universal Dentistry - Abington, PA<\/title>\n<meta name=\"description\" content=\"We believe financial concerns should never stand in the way of receiving the dental care you need. 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